Read first, talk second
Guides
Plain-English answers to the questions we get asked most. Read them tonight, bring your questions tomorrow.
The Social Security Playbook
When to start is the biggest decision of your retirement. One way of thinking it through — with the actual math.
The Medicare Playbook
Parts A–D, the deadlines that carry penalties, 2026 costs, and the faults that catch people off guard. Free, five pages.
The Tax Playbook
Brackets, deductions, credits, and deadlines for 2026, drawn up like a game plan.
The Inherited IRA Playbook
The 10-year clock, the spouse exception, and the mistakes that can’t be undone.
Your 401(k) options, laid out
Leave it, move it, roll it, or draw from it — and how to roll over without a tax surprise.
Turning savings into income
Pensions, Social Security, savings and annuities — what each one is for and what it isn’t.
About Ron’s Playbooks. Some of our guides use a sports theme — golf for Social Security, pickleball for Medicare, basketball for taxes. Same answers, a little more fun.
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This page is educational. It uses simplified examples and is not a recommendation for your specific situation. Numbers used in examples across the site are illustrations, not projections of what you’ll experience.
Lighting the way to a brighter financial future.
Family-owned since 1985. Real people helping real people across Kentucky and Tennessee.
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164 Old Porter Pike
Bowling Green, KY 42103
270.438.2611
Fax 270.495.3888
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Studle Financial Services provides financial guidance and insurance products to families and businesses in Kentucky and Tennessee. Information on this website is for educational purposes and is not individualized advice. Your situation is unique — please talk with a licensed professional before making financial decisions.
Tax preparation and filing services are provided by Studle & Associates. Studle Foundation is the charitable arm of the Studle family of companies.
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